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Pag-IBIG Fund MP2 Savings Enrollment Philippines :

Organisation : Pag-IBIG Fund
Facility Name : MP2 Savings Enrollment
Applicable State/UT : Philippines
Website :

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What is Pag-IBIG Fund MP2 Savings?

The Modified Pag-IBIG II (Pag-IBIG MP2) Savings Program is a special voluntary savings facility with a 5-year maturity, designed for active Pag-IBIG Fund members who wish to save more and earn higher dividends, in addition to their Pag-IBIG Regular Savings.

Related / Similar Facility : Pag-IBIG Fund eSRS Philippines

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Here are its key features:
** Easy to save as members can save for only a minimum of P500 per remittance.
** Earns higher dividends than the Pag-IBIG Regular Savings
** Dividends are tax-free and can be withdrawn annually or after the 5-year maturity
** MP2 Savings are government-guaranteed

Who Can Save in the MP2 Savings?

The MP2 Savings is open to active* Pag-IBIG Fund members.

It is also open to:
** Former Pag-IBIG Fund members (pensioners and retirees) with other sources of monthly income, regardless of age, and with at least 24 monthly savings prior to retirement.
** Natural Born Filipinos, who reacquired their Filipino Citizenship pursuant to RA 9225 or the Citizenship Retention and Reacquisition Act of 2003, with at least 24 monthly savings prior to permanent migration to another country.

How To Open Pag-IBIG Fund MP2 Savings Account?

You can open an MP2 Savings account safely and conveniently, online via Virtual Pag-IBIG. Once you are issued an MP2 Savings account number, you can start saving!

Steps For Pag-IBIG Fund MP2 Savings Enrollment:
Step-1 : Go to the link
Step-2 : Enter the Pag-IBIG MID Number
Step-3 : Enter your Name and Date of Birth
Step-4 : Enter the Captcha Code and
Step-5 : Click On Submit Button

FAQ On Pag-IBIG Fund MP2 Savings

Frequently Asked Questions On Modified Pag-IBIG 2 (MP2) Savings

Is there a minimum amount that I should save in the MP2 Savings?
Yes. The minimum MP2 savings is PhP500 per remittance.

Can I remit a one-time lump sum amount for the MP2 Savings 5-year period?
Yes. You may choose to remit a one-time lump sum amount for the whole 5-year period of your MP2 Savings.

Is there a limit to the amount that I can save in the MP2 Savings?
There is no limit. You can save as much as you want under MP2. However, should you make a onetime savings that exceeds P500,000.00, you shall be required to make such remittance via personal or Manager’s Check.

Can I open more than one MP2 Savings Account?
Yes. You may open and maintain multiple MP2 Savings accounts.

How much dividends will my MP2 Savings earn?
Your MP2 Savings earn annual dividends at a rate higher than the dividend rate of the Pag-IBIG Regular Savings Program. Pag-IBIG Fund sets aside at least seventy percent (70%) of its annual net income and credits it proportionately to its members’ Pag-IBIG Savings as dividends. This means that the more you save, the higher dividends you shall earn

Can I view my MP2 Savings records online?
Yes! You can view your MP2 Savings online, via Virtual Pag-IBIG. Simply create your Virtual PagIBIG account for you to view your MP2 Savings, including the annual dividends you hav

Where does Pag-IBIG Fund invest my money?
Pag-IBIG Fund invests at least 70% of its investible funds in housing finance, as required by its Charter. It also invests in government securities and corporate bond.

When can I receive my MP2 Savings Dividends?
You can choose to receive your MP2 Savings Dividends via the following options:
** Upon full withdrawal of your MP2 Savings after its 5-year maturity period with your MP2 Savings Dividends compounded annually;
** Through annual pay-out with your MP2 Savings Dividends credited to your savings or checking account enrolled in any of Pag-IBIG Fund’s accredited banks.
** For members who opt for an annual dividend payout but have no Philippine bank account, such as in the case of overseas members, their MP2 Savings Dividends shall be released via check.

Can I change my dividend payout mode before the maturity of my MP2 Savings?
No. The dividend payout mode you choose upon your MP2 Savings application is fixed and shall be your payout mode during the 5-year savings period. You may, however, open another MP2 Savings account where you can choose your preferred dividend payout mode

Are my MP2 Savings guaranteed?
Yes, your MP2 Savings are government-guaranteed. Its annual dividends, on the other hand, depends on Pag-IBIG Fund’s financial performance.

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