Zambia National Commercial Bank ZANACO : Xapit Mobile Banking

Name of the Organization : Zambia National Commercial Bank
Type of Facility : Xapit Mobile Banking
Country : Zambia
Website : https://www.zanaco.co.zm/personal-banking.php?p=76

What is Zanaco Xapit Mobile Banking?

An entry-level affordable account that offers electronic and mobile banking solutions to meet your everyday banking needs.

Related / Similar Facility : Zanaco Internet Banking

The XAPIT Account is great for people who need to make simple withdrawals and payments, but do not require a cheque book or monthly statements. The VISA debit card and mobile banking features will give you fast, easy access to your money anytime, anywhere.

Features of Zanaco Xapit Mobile Banking

Zanaco Xapit Mobile Banking Features

** No monthly account maintenance fees
** Account opening fee of just ZMK 30,000 (KR30.00)
** No minimum balance requirement
** Maximum balance limit of ZMK 10,000,000 (KR10,000.00)
** Five free deposits/month
** ATM Visa Electron Debit Card
** No interest paid
** No monthly statements

XAPIT mobile banking comes with the following features:
** On-line purchases
** Airtime top-up
** Bill payment facility
** Funds transfer facility
** Balance enquiry

Benefits of Zanaco Xapit Mobile Banking

Zanaco Xapit Mobile Banking Benefits

** Open an account instantly with minimum delay
** 24 hour Visa debit card that works on-line, at ATMs and in retail stores
** Convenient access to cash 24/7 via the ATM network both locally and internationally
** Pay your electricity, water and satellite TV bills
** Deposit and withdraw at our wide range of Zanaco branches or Zanaco Xpress outlets
** No maintenance fees

Security Alert :
Dear Esteemed Internet Banking Customers,
Don’t :
** Don’t click on any links provided in unsolicited emails.
** Don`t access Internet Banking via any links provided in an email, always access Internet banking through the ZANACO website

** Don`t fill out online forms or login forms embedded in emails.
** Don`t use public computers such internet cafes for financial and other sensitive communication.
** Don`t provide Internet Banking passwords and usernames to anyone by email or phone.

Do’s :
** Do use secure versions of Internet browsers such as Internet Explorer to access your Internet banking site.

** Regularly review your Internet banking accounts and immediately report any suspicious transactions to your bank manager.
** Delete any email request for your password or username update.

Note That :
Please note that ZANACO will NEVER ask you for your username and password or debit card details via email or by phone. If you are not sure about the source of any email or phone call claiming to be from ZANACO, do not hesitate to contact ZANACO on customerservice [AT] zanaco.co.zm or inforsec [AT] zanaco.co.zm.

About Board :
The Board of Directors retains full and effective control of the bank and monitors the Executive Management Team. The Board is also responsible for direction, policies and strategies and all investment and divestment decisions. It also ensures that the bank meets its responsibilities towards all its stakeholders and that the bank is prudently managed against the major risks inherent in business and banking.

Additional Simplified Procedure

There are three ways to apply for Zanaco Xapit Mobile Banking:
** In person at a Zanaco branch. You will need to bring your National Registration Card (NRC) or Passport, and a utility bill or bank statement as proof of address.
** By calling Zanaco’s customer care line on 5000. You will need to provide your NRC or Passport number, and your mobile phone number.
** Through the Zanaco Mobile Banking app. You can download the app from the Google Play Store or the Apple App Store. Once you have downloaded the app, you can open it and follow the instructions to apply for Xapit Mobile Banking.

Here are the steps on how to apply for Xapit Mobile Banking through the Zanaco Mobile Banking app:
1. Open the Zanaco Mobile Banking app.
2. Click on the “Xapit” tab.
3. Click on the “Apply Now” button.
4. Enter your NRC or Passport number.
5. Enter your mobile phone number.
6. Enter your email address.
7. Create a password for your Xapit account.
8. Click on the “Submit” button.

You will receive an SMS with a verification code. Enter the verification code in the app and click on the “Verify” button. Your Xapit Mobile Banking account will be activated and you will be able to start using it immediately.

Here are some additional things to keep in mind when applying for Zanaco Xapit Mobile Banking:
** You must be a Zambian citizen or a permanent resident of Zambia to apply for Xapit Mobile Banking.
** You must be at least 18 years old to apply for Xapit Mobile Banking.
** You must have a valid NRC or Passport.
** You must have a valid mobile phone number.
** You must have a valid email address.