islamibankbd.com Khidmah Card : Islami Bank Bangladesh

Organization : Islami Bank Bangladesh Ltd
Facility : Islami Bank Khidmah Card
Country : Bangladesh

Website : http://islamibankbd.com/advservices/khidmaCard.php

Khidmah Card :

Islami Bank Bangladesh Limited has introduced a new IT based Shariah compliant product under the name of Islami Bank Khidmah Card.

Related : Islami Bank Remittance Card Service Bangladesh : www.statusin.org/6771.html

It has been carefully developed by Islamic financial expertise who ensure that our products are within the guidelines of Islamic Shariah.

It operates on the ‘Ujrah’ concept which is based on a fixed fee structure, meaning that only fixed fee will be charged to the customer.

It gives the option to the customers of either paying the entire outstanding amount or paying only a minimum amount of the outstanding balance in due date.

This Shariah compliant electronic product will make easy our every day buying and selling with reducing risk of carrying physical cash.

This new product will bring new business era for the bank and accelerate the development in the banking sector through financial inclusion considering all classes people of elite society.

Khidma Card :
Card Information
Types of Card | Limit
1. Silver Card – Up to Tk.50, 000/- only
2. Gold Card – Up to Tk.100, 000/- only
3. Platinum Card – Up to Tk.200, 000/- only

Features :
** A Shariah Compliant Card Based on “Ujrah Concept” (fixed fee based concept).
** Global usage privilege.
** No risk is associated in buying.

** Payment of gas, electricity and WASA bill.
** Exclusive Shopping & Travel Discounts within VISA global offering.
** Hotel and Hospital booking, Bus, Train and Airplane Ticketing.

** Exclusive discount on the purchase of Superstore.
** Lowest charge.
** First Supplementary Card Free.

** Card Cheque Facility.
** Advance Salary Facility.

Cash Withdrawal :
The Khidmah Card holder can obtain cash withdrawal facility up to such amount as determined by the sanctioning Authority of the Bank.

Supplementary Card :
** The Bank can issue a Supplementary Card to a person nominated by the Primary Cardholder and approve thereby. The Supplementary Cardholder must be of 18 years of age or over.

The issue of the Supplementary Card(s) shall be subject to such Terms & Conditions, which the Bank may deem necessary.

** The Khidmah Card Limit assigned to the Primary Cardholder is inclusive of the Khidmah Card limit of the Supplementary Cardholder and the Primary Cardholder, and the Supplementary Cardholder shall not permit the total of the charges incurred through their respective Cards to exceed the said Credit Limit.

** The validity of the Supplementary Card is dependent on the validity of the Primary Card. The termination of the Supplementary Card shall not terminate the Primary Card.

** The undertakings, liabilities and obligations of the Primary Cardholder and the Supplementary Cardholder to the Bank and the Bank’s rights herein shall not be affected in any way by any dispute or counter claim which the Primary Cardholder and the Supplementary Cardholder can have against each other .

** The Primary Cardholder will be responsible to the Bank for all transactions on the Supplementary Card.

** The Primary Cardholder can withdraw the authority of the Supplementary Cardholder by sending a written intimation to the Bank accompanied by the Supplementary Card.

Settlement of Payment of the Khidmah Card :
** Payment Locations: Khidmah Card Payments are accepted at Islami Bank branches during transaction hours by cash or by cheque and at all Islami Bank ATMs and Bills pay Centers 24-hour a day, 7 days a week.

Customer can also pay customer’s Khidmah Card bills at our exclusive Card services Counters located inside our premium partners outlets.

** Standing Instruction: If the customer is an Islami Bank Bangladesh Limited account holder, he/she can avail our Standing Instruction (Auto debit) facility to settle his/her monthly Khidmah Card bill(s).

This facility will enable us to debit customer’s nominated account and credit the card account on the payment due date. Customer can choose any amount between the minimum amount due and 100% of the current balance for settlement through standing instruction.

** Payment through Internet Banking: Payment of Khidmah card bill can be made through internet banking.

** Payment through IDM: Payment can be made through IDM by depositing cash amount or by submitting crossed cheque.

In case of placing of crossed cheque or cash payment at IDM regarding payment of Khidmah Card Bill, the payment should be considered/effected on that date which the cheque will be cleared from the clearing house & date of confirmation in case of receiving of the cash payment from IDM.

Payments will be treated as made from the date on which the payments are actually received by the Bank in the ordinary course of business and not from the placi