Organization : Office of the Accountant General
Facility : Government Employees Motor Vehicle and Residential Property Advance Scheme (GEMVAS)
Country : Botswana
Website : https://www.gov.bw/index.php/schemes/application-residential-property-advance-scheme-gemvas
What is Government Employees Motor Vehicle Scheme?
The service offers residential property advances (RPA) to permanent & pensionable and contract citizen public officers, members of the National Assembly and Dikgosi. The Government Employees Motor Vehicle and Residential Property Advance Scheme (GEMVAS) mortgage loan covers purchase of free hold plot, development/building a new house, house renovations, and loan transfer.
Related / Similar Facility : How To Apply For Youth Development Fund in Botswana?
Who is eligible for Government Employees Motor Vehicle Scheme?
Citizens and non-citizen
How To Apply For Government Employees Motor Vehicle Scheme?
** Enquire with the service consultants at GEMVAS to determine eligibility.
** Download and complete the Residential Property Advance Form and submit with supporting documents.
** Depending on the type of service required e.g. building a new house, the applicant should meet specified requirements.
** Once loan is approved, the participating Bank will disburse the funds.
Download Application Form Here : https://www.statusin.org/uploads/pdf2026/73644-form.pdf
Note:
1. Applicants for an advance to purchase/construct/modify a residential property in either rural areas or situated on SHHA plots must be accompanied by a Common Law Lease Agreement that has been entered into between the applicant or seller and the Land Board/Council of a given area/district.
2.The Land on which the property is to be erected must be surveyed by a qualified Land Surveyor whose report should incorporate sketches and diagrams showing the lot number and should be approved by the Director of Surveys and Lands. As a precondition for the award of an insurance cover, existing proprieties will also have to be surveyed in order to establish their exact location. The costs of surveying the land/property are to be borne by the applicant.
3. Loan applications for the construction/modification of a residential property in urban areas may only be considered on production of building plans approved by the town councils, whereas in the case of rural areas, the Ministry of Finance and Development Planning may, in consultation with the Government Chief Architect, approve plans drawn up by any approved competent authority in this field.
4. When the application has been approved and construction work has commenced, financing institutions will make loan disbursements to an approved contractor/ builder/ supplier of building material at various stages of c onstruction or after delivery as the case may be. Such disbursements will only be effected after the Ministry of Finance and Development Planning has given instruction in writing to the Financing Institution concerned.
5.All claims must be routed through the Ministry for vetting and onward transmission to the Banks for payment. Drawdowns should, where practicable, be restricted to four (4). To safeguard the interests of the parties concerned, Government may require the applicant to hire a qualified private building inspector to supervise construction.
6. It is important to note that all residential properties financed under this Scheme are covered against all the normal buildings insurance risks such as fire, storm, flood etc from the time construction starts until the time the loan shall have been fully repaid. Monthly premiums shall be recovered from the Officer’s salary. Other details could be obtained from the certificate of insurance which should accompany every application.
7. Upon completion of the house the contractor/builder must issue the owner with a certificate of completion who must in turn confirm his/ her acceptance of work to the Ministry of Finance and Development Planning.
8. Government guarantee of the loan under this Scheme is on the understanding that the applicant undertakes to complete all the necessary formalities connected with the registration of the mortgage bond at his/her own expense and that such bond shall be held by Government until the loan is fully recovered.
Documents Required For Government Employees Motor Vehicle Scheme
For Residential Property Advance the main requirements are:
** Title deed
** Valuation report
** Valid copy of ID
** Confirmation letter of employment
** Current salary advice slip
** Letter of undertaking from attorney
** Buying property of a deceased person: the seller(s) must submit proof of the identified beneficiary if the title deed is still under the deceased person
GEMVAS Contact
At GEMVAS Branches located at Office of the Accountant General in these areas and the contacts are:
** Palapye: 4922944
** Maun: 6860232
** Francistown: 2412243
At Poso House, 1st floor, Plot 53952, Khama Crescent, Gaborone. Tel: 3633637/607/627/605
Other GEMVAS Branches are located at Office of the Accountant General in these areas & the contacts are:
** Palapye: 4922944
** Maun: 6860232
** Francistown: 2412243
Opening Hours:
7.30 to 12.45 and 13.45 to 16.30 Monday to Thursday
Fridays 09.00am to 12.45 and 13.45 to 4.30pm, except we holidays