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Name of the Organization : Bangladesh Post Office
Type of Facility : Saving Certificate Scheme
Country : Bangladesh

Website : http://www.bangladeshpost.gov.bd/FinancialServices/SavingCertificate.asp

Saving Certificate Scheme :

1. Savings Certificate is a savings mobilization Scheme of the Government .
2. At present the following savings certificates are sold & encashed from the post office.

Related : Bangladesh Post Office Electronic Money Transfer Service : www.statusin.org/26063.html

3. 5 -Year Bangladesh sanchayapartra.>( Limit, interest Rate)
4. Tin mash ontor munafa vittik sanchayapartra .>Limt, Interest rate, interest in each 3 months interval)
5. Pensioner sanchayapartra.>( Limit, conditions, interest rate, interest in each 3 months interval)

5-Years term Bangladesh Savings Certificate Interest :

** Tk. 30,00,000/ can be purchased in one name
** Tk. 60,00,000/- can be purchased in joint name
** Can be nominated to one or more persons.

Tin mash ontor munafa vittik sanchayapartra :

** Tk. 30,00,000/ can be purchased in one name
** Tk. 60,00,000/- can be purchased in joint name
** Minimum have to purchase Tk. 1,00,000/-
** Can be nominated to one or more persons.
** Profit can be drawn after every 3 months.Tk. 3147.50/- is paid as profit for Tk.1,00,000/-
** 5% source tax will be deducted from profit.

Pensioner sanchayapartra :
** A purchaser must be a retired person from any Govt, semi-govt autonomous body.
** A retired person should have a minimum 20 years length of service
** Any retired person who reached at the age of 55 years.
** Under family pension scheme husband/ wife/ children of the deceased employee can purchase.
** No age bar is applicable for them.

A purchaser has to furnish copy of :
1) pension book,
2) sanctioned memo of gratuity,
3)sanctioned memo of Provident fund at the time of purchase.

** Adding together pension, gratuity and provident fund a retired person can purchase upto Tk 30,00,000/- but not more than the amount drawn.
** Minimum have to purchase Tk. 50,000/-
** Can be nominated to one or more persons.
** Profit can be drawn after every 3 months.Tk.3297.50/- is paid as profit for Tk.1,00,000/-
** 5% source tax will be deducted from profit. Source tax will not be deducted from pensioner Sanchayapatra purchased before 30/06/2011

Paribar sanchayapartra :
** An adult female purchaser can purchase upto Tk. 45,00,000/-
** Minimum to purchase Tk. 10,000/-
** Can be nominated to one or more persons.
** Profit can be drawn after every 3 months.Tk.1120.83/- is paid as profit for Tk.1,00,000/-
** 5% source tax will be deducted from profit. Source tax will not be deducted from Paribar
** Sanchayapatra purchased before 30/06/2011